Credit Analyst

FRS RECRUITMENT

GALWAY

Are you a skilled Senior Credit Analyst seeking the next move that will give you scope to grow and develop with a focus on the operational side of things? This is a new and exciting role with an established going through major growth over the next 12-18 months. Responsibilities: This role will have responsibility for the EMEA and you will manage the credit risk to the company through the extension of credit limits. on a secured and unsecured basis. Ensure compliance with the Global Credit Policy related to risk management and extension of credit. Collaborate with collection teams on day-to-day activity related to risk assessment. Conduct credit reviews for new accounts and establish credit limits within established policy authority limits. Make recommendations of non-standard situations and alert appropriate management of significant issues or exceeded limits. Assist in the design and implementation of corporate credit policies and procedures to control potential losses from credit exposure and maximize cash flow and supporting continued sales growth. Ensure compliance with credit policy through periodic reviews of the portfolio. Present strategies to reduce loss exposure on accounts. Analyse customer credit profiles and perform credit research, including evaluation of credit rating agency information. Recommend appropriate line of credit and related security. Examines, clarifies and assigns customer financial and credit status through financial statements, commercial references, credit and financial histories and external credit and other financial agencies. Initiates and issues internal correspondence, reports and recommendations relative to customers' credit and financial conditions. Maintains financial data on customers. Publish and analyze KPI's for Global credit teams. Prepare financial presentations related to portfolio risk for operational collection issues. Build relationships with all members of the company, in particular, the sales force, customer service team and peers. Communicate with internal customers to conclude all related business matters and discuss the status of accounts. Advise all parties of any action to be initiated with respect to over-limit accounts. New accounts set up in R12 and update additional billing locations for existing accounts. Manage Letters of Credit process for multiple shared service centres. Attend off-site meetings, as appropriate, for dispute resolution purposes. Assumes responsibility for all facets of the credit process including releasing of pending orders, increasing or decreasing customer lines of credit and denying a line of credit to an account with the option to be a cash in advance customer. Manage orders shipped via CAD (cash against documents) and LC payment arrangements. Support acquisitions. Support the annual audit. Requirements: * Ability to read and interpret financial statements. * Ability to make independent business decisions. * Good analytical and problem-solving skills. * Bachelor's degree in Business Administration or Finance. * 5 years Credit Analyst experience. * Familiarity with Oracle or similar ERP system. If you have 5 years experience within a fast-paced focused Credit Analyst position and you are looking for your next challenge - apply with your most recent CV to Bernadette Sisson for immediate consideration.

1555 days ago